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Project of an Optimal Investment And Savings Programme
Prčík, Stanislav ; Jakubcová, Marie (referee) ; Beranová, Michaela (advisor)
This bachelor’s thesis “Project of an optimal investment and savings programme” gives general information about finding the most suitable decomposition of finances into a portfolio of insurance and saving products. This combination of contracts will have the effect of maximum decrease of income tax in according to various deductions. The first part of the thesis is focused on survey of insurance and savings products in Czech Republic. In the second part the author identifies decrease of income tax by means of insurance and saving products. The third part includes the comparison with similar products of foreign insurance markets and an evaluation of investment conditions in Czech Republic.
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Issue of pension supplementary insurance in the chosen enterprise
Součková, Lucie ; Podolínská, Zuzana Šobová (referee) ; Martinovičová, Dana (advisor)
Master´s thesis is focused on the issue of pension supplementary insurance in the chosen enterprise. This proposal makes it possible to increase the income of employees and at the same time minimize the increase of costs of the company Flextronics Design, s.r.o. Master´s thesis describes pension supplementary insurance according to the Czech act. Thesis also contains the choice of suitable pension fund, it means the evaluation of funds acting in the Czech republic.
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Investiční životní pojištění a doplňkové penzijní spoření
Fučíková, Miroslava
The bachelor's thesis focuses on the comparison of life investment insurance and complementary pension savings as part of the evaluation of the invested funds by the client, with a focus on contributions from the state and tax relief. The practical part is devoted to the comparison of selected products from the largest insurance companies on the Czech insurance market. The age of the client at the time of concluding the insurance contract or early termination of the insur-ance contract can significantly affect the returns from invested funds, which is why the bachelor's thesis is also focused on this issue.
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Project of an Optimal Investment And Savings Programme
Prčík, Stanislav ; Jakubcová, Marie (referee) ; Beranová, Michaela (advisor)
This bachelor’s thesis “Project of an optimal investment and savings programme” gives general information about finding the most suitable decomposition of finances into a portfolio of insurance and saving products. This combination of contracts will have the effect of maximum decrease of income tax in according to various deductions. The first part of the thesis is focused on survey of insurance and savings products in Czech Republic. In the second part the author identifies decrease of income tax by means of insurance and saving products. The third part includes the comparison with similar products of foreign insurance markets and an evaluation of investment conditions in Czech Republic.
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Issue of pension supplementary insurance in the chosen enterprise
Součková, Lucie ; Podolínská, Zuzana Šobová (referee) ; Martinovičová, Dana (advisor)
Master´s thesis is focused on the issue of pension supplementary insurance in the chosen enterprise. This proposal makes it possible to increase the income of employees and at the same time minimize the increase of costs of the company Flextronics Design, s.r.o. Master´s thesis describes pension supplementary insurance according to the Czech act. Thesis also contains the choice of suitable pension fund, it means the evaluation of funds acting in the Czech republic.
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Financial products with state support
Hlaváčová, Michaela ; Radová, Jarmila (advisor) ; Fleischmann, Luboš (referee)
The thesis deals with financial products, which the state supports, whether by the state concessions or tax contributions restricts or even specifies the exact amount of the interest rate on a loan supporting the acquisition of own housing. The thesis is focus on the stimulus, which state uses. How citizens use the aid they receive from the state. The development of these incentives in the past, and an easy overview of what remains for the changes planned. In the practical part is shown, what brings financial products with support to households and what is the impact on their family budget. In a brief overview is included, as people use different products in recent years.
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Efficiency of state subsidies on savings of residents of the Czech Republic since 1993
Jašková, Pavla ; Prachař, Ondřej (advisor) ; Johanis, Milan (referee)
The subject of this bachelors thesis is finding effect of state aid on building savings and the effect of state support on pension insurance or additional pension savings. The thesis focuses first on development and overview of changes in legislation that influence people in their decisions about founding or termination of treaty. The main part of thesis is aiming on amount of state support or aid and reaction of participator to changes in both mentioned savings products which has thesis been able to prove managed by regression analysis. This effect can also be seen in the statistics, which are compared in this thesis. The end of thesis is pointing out other possible influences that effects people in decision about their contract and the possible future development of building savings and additional pension insurance in the Czech Republic.
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